Monthly Archives: June 2015

HSBC Funds JA South Africa for a Seventh Consecutive Year to Inspire and Educate Youth in Schools

HSBC has, for the seventh consecutive year partnered with Junior Achievement South Africa to support the in-school facilitation of the More Than Money programme in primary schools. In addition to the financial HSBC T-Shirtpartnership, HSBC employee volunteers are trained at the commencement of the programme to facilitate a guide learners through the  More Than Money community and business game. The volunteers, armed with an understanding of the principles of the board game visit schools with the likes of; Sandtonview School, Abdullah Bin Salaam Islamic School, Bonwelong Primary and Dr Knak Primary School where they facilitate classroom sessions with grade 5-7 learners using the board game to teach principles of earning, spending, sharing, and saving money.

The programme emphasises social studies content while providing a strong focus on mathematics, reading, and writing skills. The More than Money experience enhances learners’ classroom curriculum. Learners are encouraged to use innovative thinking to learn money-management skills that support positive attitudes towards money.

HSBC Volunteer


Through a variety of hands-on activities, learners develop a better understanding of the relationship between what they learn at school and their successful participation in a worldwide economy.

Annually an independent assessment of the programme is conducted. In South Africa, learners understanding of money management is improved substantially. Also, they are now deem entrepreneurship as a viable career path and are seen to be more committed to school.




Meet Lawrence Tlhapane – Our ITS TYME Programme Facilitator

Lawrence Tlhapane  Lawrence Tlhapane

Lawrence is a facilitator on the ITS TYME Programme since May 2014. Lawrence has extensive experience in training and development which is evident in the classroom where he engages the out of school learners using his own business experiences as a live case study in teaching the dynamic business principles of the programme. He started his facilitation expertise while still at university where he served as the AIESEC South Africa Vice President – Finance. This role saw him lead the organisation’s entrepreneurship workshops and leadership seminars offerings.

Following his success in this role, he was invited by the then-Director of the Gordon Institute of Business Science, Nick Binedell to join the GIBS Forums team with the mandate to providing topical business forums and conferences where top business leaders used the platform to share their business experiences and future endeavours.

He then joined South African Institute of Chartered Accountants (SAICA) as Seminars and Events Manager.

Lawrence’s introduction to entrepreneurship came when he started Unsua Business Consulting which services black SMEs in the townships by training them on various business management skills, and offering them financial management support and advice. He also runs Electronic Kids Educational Program cc (EKEP) which provides curriculum based learning via the computer such as maths, language skills, life orientation, arts and culture, natural and social sciences, and technology from Grade R to Grade 12 and essential ICT skills to adults.

#OpportunityMaker takes Orange Farm to Greener Pastures

“I’ve always been a Greenie Beanie (known colloquially as someone who is environmentally conscious) so it frustrated me when the illegal dumping site in Orange Farm, where I live, was growing out of controlFullSizeRenderOF. Illegal dumping is widespread in most townships but so is the lack of productive space for things like playgrounds for kids, food security programmes and just beautiful spaces where residents can have picnics or informal social events. I have made it my life’s work to create these spaces and to begin in my home town.”

 This is the story of Jabulani Dlamini, a community leader from Orange Farm and now learner on our Out of School Youth programme offered in Orange Farm by facilitator, Lawrence Tlhapane.


Jabulani’s relationship with JA South Africa spans about 20 years. He has always been an advocate for our programmes. Back in the late 1990s, after himself attending one of our programmes, years earlier, he recommended the JA South Africa Primary School programmes to other schools in Orange Farm which resulted in us offering the JA More than Money programme to schools in Orange Farm. In 2013, Jabulani once again advocated for our programmes and assisted our facilitators to mobilise out of work, out of school youth in Orange Farm to participate in the 20-week programme. As a result, 68 learners have been exposed to our experiential entrepreneurial skills development programme (36 are attending the programme currently running in Orange Farm).


Jabulani has always been a very community-minded individual so, when he came across a group of young primary school learners being housed for an aftercare programme in an icy community center during winter, he felt it his duty to find a solution to obtaining better resources for the programme. “They were doing amazing work at the Havho Mutshila Community Centre, but how can a learner concentrate or stay healthy in such terrible conditions?” Jabulani goes on to say; “I then met with centre manager, Benjamin Nkosi and the two of us, together with eight other concerned community members, registered a co-operative called Sidingulwazi (seeking knowledge in IsiZulu). Together we set out to address a number of community challenges: The lack of resources for the aftercare programme that served such a critical need in the community; addressing the matter of illegal dumping in Orange Farm; teaching the co-operative members and the community at large the value of recycling; earning an income for ourselves and providing a source of income for unemployed community members.”


Sidingulwazi opened its doors on spring day of 2014 – an apt day to launch a waste management business. Together with Pik It Up, the team spent a week rolling out a cleaning campaign where 120 community members were taught the value of waste by exposing them to recycling. Government’s Expanded Public Works Programme (EPWP) was also introduced to the community during this campaign. During the campaign the Co-operative made a profit of R5,000, which was invested into upgrades of the community centre ahead of the winter months.


The community’s cleaning campaign resulted in four dumping sites being cleared of waste. Two community groups represenDSC_0015ting about 30 families have adopted two of the open spaces and are using it as sustenance farms where onions, tomatoes, green beans, and carrots are being farmed to feed these 30 families. The third space is being used as a children’s recreational space where, in partnership with City Parks, the installation of play equipment and maintenance is an ongoing project. 150 community members, in partnership with Pik It Up, run a food waste programme at the fourth open space. Pik It Up donated tools, protective uniforms and Occupational Health and Safety training programmes to 10 team members to ensure the success of the programme.


It is clear that Jabulani is a beacon of success in Orange Farm and uses his network to benefit the community as a whole.


“The JA South programme has helped me develop my interpersonal skills in such a way that I am now more comfortable with delegating responsibilities to team members and as a result, we get more work done. The market research session was an eye opener for me. At start up, I thought I knew exactly what the market (my community) wanted because I was so invested in the needs of my community. However, the programme taught me to ask the right questions of my clients resulting in a better service offering to them.”


We will continue to follow Jabulani’s success and wish this exemplary entrepreneur well on his journey as an #OpportunityMaker.

Barclays Funds the JA ITS TYME Programme for Three Years

The JA ITS TYME Programme 

This 20 session incubator style programme is targeted at out of school unemployed youth between the ages of 18 – 35 and is facilitated over three months. During this time students are required to start up and run a sustainable business. The programme is modelled on the highly successful Mini Enterprise Programme where students are introduced to business theory, after which they are required to start up their own businesses.

Programme objectives include:

–                 Students equipped with the necessary skills to establish a sustainable business

–                 Students start a sustainable small business

–                 Students made aware of resources available to support and advise them after completing the programme

–                 Students introduced to micro finance institutions as options for funding their business start ups

–                 Students assisted through a mentoring process for a period of six months after programme completion to ensure business sustainability


Student Selection

After intensive programme marketing, applications are received from interested students. A selection process is undertaken in an attempt to ensure the suitability of the applicants. The application process includes:

–                 An assessment of English literacy, both understanding and speaking

–                 An evaluation of propensity towards entrepreneurial activity

–                 Determination of the availability of the candidate to fully participate in the programme (they cannot be working or studying full time)

–                 Preference will be given to those candidates who have previously participated in a life skills or other business skills programme

–                 The candidates’ participation in and results of a small business exercise (the Ginger Beer Exercise)

As part of the selection process, students are required to participate in the Ginger Beer Exercise. In teams of 4 -5, students are provided with sufficient ingredients and a recipe to make up 20l of ginger beer which they are required to make and sell within a week. They are expected to learn quickly how to work effectively in a team, and to decide on their own on the selling price of the ginger beer, the marketing thereof and where they will conduct their sales.

During the next programme session, the teams report back on their sales and profits and any profits made are shared among the team. Those students who have not fully participated in the exercise are not accepted onto the formal programme.

Programme Content

The programme includes a community mapping exercise during which students are required to conduct a transect walk and map the assets, both physical and human, within their communities while identifying possible business opportunities where needs and wants are not being met.

In addition, they spend some time as individuals in mapping their own assets to assist them to identify their own particular skills and interests.

The first few sessions conclude with a session on trust, both among themselves and of the programme process and the facilitator.

The following 7 sessions relate to business theory and it is during these sessions that students are required to conduct and analyse their market research and finalise their product or service. Students may work individually or in teams of not larger than 5. Once they have confirmed the product/service, under the guidance of and with the support of the facilitator, the students launch their small businesses. During this process they also write up a fully comprehensive business plan for submission upon programme completion. Particular emphasis is placed on product/service costing and financial management and controls.

After completion of the formal structured programme, students are provided with comprehensive information on other business support programmes, micro finance opportunities and as well as interesting reading on small business management.

Business Financing

Prior to the launch of their small businesses, each student is required to invest R200 into their own business as start-up capital. JA South Africa is prepared to match that investment as a loan up to an amount of R1 200 to increase the available start-up capital. Students are also referred to micro finance institutions should more funding be required.


For a period of six months after graduating off the programme, the new business owners are supported through a mentoring process. This is conducted mainly telephonically and past experience has shown that even such telephonic mentoring assists the new entrepreneurs greatly. They value the support and advice provided immensely which motivates them to continue with their business ideas even through the most difficult times.

On 10 June, Tshepo Mdwaba and Anastasia Peters attended the ITS TYME Programme in Orange Farm where they met the 29 learners in attendance on the day and agreed, the programme is what is needed to create much-need entrepreneurs to bolster the South African economy and address the challenge of youth unemployment.

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R1 million donation to JA South Africa provides hundreds of learners with entrepreneurial skills 

JOHANNESBURG, 11 June 2015 MasterCard has extended its support of the Junior Achievement South Africa(JA South Africa) Mini Enterprise Programme for a sixth consecutive year, with a R1 million donation that will see 531 learners, predominantly young females, participate in the organisation’s flagship programme.

The Mini Enterprise Programme will guide the selected Grade 10 and 11 learners from 13 schools across seven provinces in theory and practical sessions lasting three hours after school, one afternoon a week for 15 weeks. The Programme focuses on business theory, accounting, cash flow and marketing, equipping the learners to develop and market their own product to their community and building their interpersonal skills and confidence too.

To date, almost 2,000 young South Africans, mostly females, have benefitted from the six year collaboration between MasterCard and JA South Africa. Each learner has been equipped with the skills that they need upon completing the programme to become entrepreneurs when leaving school through this ongoing collaboration.

“We believe in the power of long-term relationships, and have no doubt that MasterCard’s continued support of youth entrepreneurship is making a difference to the lives of the learners,” says Linda McClure, MD of JA South Africa.

While South Africa’s unemployment rate decreased slightly to 24.3 percent at the end of 2014, research shows thatunemployment among women is continually higher than among men. Seventy percent of the learners in this year’s programme are young females between the ages of 15 and 17, continuing MasterCard’s commitment to invest in women empowerment.

“Supporting and encouraging entrepreneurship among women is a key focus for MasterCard globally, and in South Africa we are proud to partner with JA South Africa to help play a role in changing the lives of our youth, for the better,” says Mark Elliott, Division President, MasterCard, South Africa.

“Our local team is actively encouraged to get involved in programmes like this, to volunteer their time and knowledge to add even further value to the educational material that the learners are exposed to,” he says.

MasterCard’s donation has made it possible for the following schools to participate in the 2015 Mini Enterprise Programme:

  • Gauteng – Dawnview High School, McAuley House, Sandtonview School
  • KwaZulu Natal – Avonford Secondary School, Chesterville Secondary School, Ridge Park College, Umkhumbane Secondary School
  • Limpopo – Motse Maria High School
  • Northern Cape – Tshireleco High School
  • North West Province – Herman Thebe Secondary School
  • Eastern Cape – Khulani Commercial High School
  • Western Cape – Kensington High School, Villiersdorp Senior Secondary School

Six of the 13 schools are offering the Mini Enterprise Programme for the second consecutive year, while McAuley House has provided learners with JA South Africa programmes for the last six years in MasterCard-sponsored programmes.

JA South Africa is the local chapter of Junior Achievement, a global non-profit organisation that partners with business communities, educators and volunteers to develop much-needed entrepreneurial skills to prepare learners for the working world after high school.

About MasterCard

MasterCard,, is a technology company in the global payments industry. We operate the world’s fastest payments processing network, connecting consumers, financial institutions, merchants, governments and businesses in more than 210 countries and territories. MasterCard’s products and solutions make everyday commerce activities – such as shopping, traveling, running a business and managing finances – easier, more secure and more efficient for everyone. Follow us on Twitter: @MasterCardMEA and @MasterCardNews, join the discussion on the Beyond the Transaction Blog and subscribe for the latest news on the MEA Engagement Bureau.

About JA South Africa

JA South Africa has for the past 36 years been offering South African youth, aged between 10 and 35, a platform to create sustainable futures as opportunity makers and possibility seekers. We achieve this through our array of programmes, all experiential in nature where learners are required to actively engage in real business or financial activities. Follow us on Facebook; Junior Achievement South Africa or on Twitter @JASouthAfrica – hashtag #OpportunityMakers.

Media Contact

Birgit Deibele, MasterCard,, +27 71 464 0983

Kelly Webster | Nicola Tarr, Tribeca Public Relations,, +27 11 208 5500

Fazlyn Toeffie, JA South Africa,, +27 11 331 3150

The Number of Entrepreneurs in Vrygrond, Cape Town is Bolstered

On a cold and wet Cape Town morning, there was much to celebrate in the community of Vrygrond, close to Muizenburg, on the Cape Flats. 36 learners on the ITS TYME programme, funded by Barclays,  graduated amid much pomp and ceremony. This, our first partnership with Communiversity of South Africa, was a hugely successful one according to Programme Manager, Chantel Klink; Thanks JA South Africa. This is the best programme partnership we’ve had at Communiversity! Norman [Mentoor] was one of the first facilitators who has ever had such a great report with the learners.”


JA Africa Regional Board members in the back row:
from left (in the red, yellow and green striped shirt)
Aziz Dièye, Peter Gbedemah (Vice Board Chair), Sean C. Rush, Chinwe Effiong, Jean Chawapiwa are pictured here with the group of graduates, the JA South Africa Agent, Elena Meyer, JA South Africa MD, Linda McClure and the facilitator, Norman Mentoor

The certification coincided with the JA Africa Regional Board meeting that took place in Cape Town a week before the World Economic Forum. It was therefore a great celebration to have the board members attend the certification ceremony.

IMG_0255Lester Philander, JA South Africa Alum (2014) and keynote speaker

The keynote speaker on the day was Lester Philander, a successful entrepreneur and 2014 alum of the JA Mini Enterprise Programme offered at Grassy Park High School. Lester learned to make candles during the JA programme and today his business, Essential Candles, is supplying 30 restaurants in Cape Town. Lester is also writing a self-help book to motivate other young entrepreneurs. What to Expect When Becoming Self-Employed is a self-published book targeted at new entrepreneurs with businesses younger than two years old, offering testimonies and advice from successful young entrepreneurs. Lester and his network of entrepreneur friends have an informal organisation called Adopt a School Kid where they mentor and support entrepreneurial interests among the youth in their immediate communities.

IMG_0276 Mogammad Heuwel, Danielle Knipe and Desroy Stevens

Three learners, Mogammad Heuwel, Danielle Knipe and Desroy Stevens, who have now completed the Communiversity Pre-Professional Programme and the JA South Africa Out Of School Youth programme have, as a result been awarded an apprenticeship at the Cape Town My City Bus Programme as apprentice engineers who will go on to earn R3,000 stipend per month while they learn the intricacies of the job.

The Communiversity Pre-Professional Programme is a 12-course programme offered over six months that supports self-worth teachings in an effort to provide school leavers and matriculants skills to prepare them for the professional world as employees or entrepreneurs. This exposure, followed by the JA ITS TYME programme, where learners are encouraged to start and run a business during the programme, instills holistic entrepreneurship motivation among the youth who go on to become role models in their communities fraught with social ills.



JA South Africa Wins Forging Enterprises 2015 Small Business Pioneer Award

 CAPE TOWN, 28 May 2015 In its inaugural year, Osiba Management is leading the Forging Enterprises 2015; an award to support small business development. Junior Achievement South Africa (JA South Africa) is honoured to have been one of the award winners recognised as a foremost leader in spreading the message of entrepreneurship and financial literacy. To be considered a pioneer, the Adjudication Panel had to be satisfied that the recipient had played a recognisable pioneering role over the past 20 years, in the category in which they are awarded. JA South Africa was recognised in the Enterprise Education category.


Founded in 1979 in South Africa, multiple award winning JA South Africa facilitates experiential entrepreneurial, financial literacy and workplace readiness programmes to youth around the country, targeting in-school learners aged 10 to 18 and out-of-school-unemployed youth aged 18 to 35 from previously disadvantaged backgrounds and from lower income and depressed socio-economic circumstances. For the past 36 years, JA South Africa has been providing essential business, entrepreneurial and life skills to young people, across the country, in both rural and urban environments. The programmes encourage teamwork and leadership, with the flagship Mini Enterprise Programme requiring learners to start up and run a real small business while still in school. JA South Africa’s main achievements include:

  • Application of a unique methodology, applying a learning-by-doing approach, enabling learners to retain knowledge more effectively
  • Reaching a total of 400,000 young people across the country, with over 60% being girls and 99% of them Black
  • Being the foremost leader in spreading the message of entrepreneurship and financial literacy at a very critical stage in young people’s lives
  • Innovation in the development of the high school programme onto a digital platform, the new Digital Enterprise Programme and the Environmental Entrepreneurs Programme, a new primary school programme which teaches young learners about the challenges related to climate change, the need to reduce, reuse and recycle, and exposes them to business opportunities related to such practices.

“This award is dedicated to our agents and facilitators in the nine provinces who each serve as the face of JA South Africa – inspiring and encouraging the youth to consider entrepreneurship as a viable career.” Linda McClure, MD: JA South Africa, in acceptance of the award.

The aim of the Forging Enterprise 2015 event is to celebrate past achievements in the field, reflect on current practices and dialogue on future approaches to small business development in the country. Alongside the awards event, Osiba Management together with its partners, hosted the 11th Annual Meeting and Forum of the International Network for Small & Medium Enterprises (INSME), an international body based in Rome, Italy, that represents a growing international network of intermediaries that specialise in innovation and technology transfer and commercialisation in the small business field.